Open banking is no longer just a buzzword — it’s revolutionising payments in 2025. Direct bank-to-bank transfers are now faster, cheaper, and more secure than traditional card payments. With over 10 million UK consumers using open banking, e-commerce merchants are integrating this method to reduce costs, improve conversion rates, and offer a more transparent checkout. As real-time settlements become the norm, open banking is transforming how money moves in digital commerce. https://wonderful.co.uk #openbanking #digitalpayment #onlinepayment # UKpayment