What is the Concept of Room Rent Limit in Health Insurance? https://www.nivabupa.com/health-insurance-articles/what-is-the-concept-of-room-rent-limit-in-health-insurance.html While the concept of healthy living has been catching up in India, there is no escaping the fact that a number of diseases are on the rise. A combination of sedentary lifestyles, pollution and poor nutrition has resulted in a significant increase in illnesses. As per a report by the Centre for Science and Environment (CSE), air pollution is the reason behind 30% of premature deaths in the country. A gradual increase in the cost of medical care has aggravated the situation. With the number of diseases rising on one hand and an increase in the cost of healthcare on the other, the benefits of health insurance cannot be overstated.