Creating Effective Saving Plan: Path to Financial Security Some drivers, particularly younger ones, are considered a higher risk by insurers due to their lack of experience behind the wheel and tend to have higher rates than older drivers. You can often get a lower rate by combining your auto and homeowners or renters insurance, or by having a good credit score. Some insurers may even reduce your rate if you add a student driver to your policy or by insuring multiple vehicles under the same policy. https://insuracarelife.com/creating-effective-saving-plan-path-to-financial-security/