Since 1867, VCNB has been at the forefront of offering flexible loan options to prospective homeowners. From Fixed & Adjustable Rate Mortgages to FHA, VA, USDA Loans, and more, our goal is to cater to every individual’s unique situation. We pride ourselves on forming lifelong connections and delivering unparalleled service to our clients. Kickstart your path to homeownership with our easy online application or pre-qualification process, and experience the committed, personalized guidance of VCNB's lending experts. https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Overview