Spenders Vs. Savers for Personal Finances

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There are a few different money tendencies that you may run across during your life. One of the most common ones that you are likely to recognize is the difference between a spender and a saver. This one is so common, that there are often jokes that a spender marries a saver and then this can cause a good deal of chaos and issues in the marriage as well. But what are the differences between these two tendencies and why is it so important to recognize them as well?

 

Spenders

 

When you are a spender, you will be able to see a lot of creative possibilities for your money. When you have some extra money at the end of the month, it basically starts to burn a hole in their pocket and they are excited to get out there and spend it. These individuals are going to have a healthy appreciation for spending money and they may find that they are more generous and willing to help compared to someone who doesn’t have this personality type.

 

The biggest challenge for a spender is to reign it in. You still need to put some money back for savings in case of an emergency or when you need it for later. There is nothing wrong with being generous and having some fun with your money, but don’t let the spending take over too much.

 

Savers

 

On the other end, there are the savers. These are the individuals who take any extra money they have and tuck it away for a rainy day. They don’t see it as a big sacrifice to put money away for the future because they see it more as a sense of security. They are willing to wait, responsible, and patient. They are also highly likely to deal with buyers’ remorse.

 

The challenge here is that if you save everything that you make, you are going to miss out on a lot. You need to be willing to spend some money on occasion and have some fun because that makes life worth living.

 

Whether you are a spender or a saver, it is important to take some time to learn more about your spending habits and then get a budget set up so you can afford the right apartment for your new home. Our apartments for rent in Los Angeles will provide you with some of the great space that you are looking for, all at an affordable price that you can be proud of. We have taken the time to create a great space that can be all your own and welcome you to come take a look and make one of them your own. Come and take a tour today and see our amazing apartments!

 

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