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NEW QUESTION 47
To whom, if anyone, can an agent normally delegate the responsibility imposed on net under an agency agreement?

• A. To suitably experienced individuals only.
• B. The agent cannot delegate her responsibility.
• C. To anyone able to fulfil the duties.
• D. To suitably qualified individuals only.

Answer: B

NEW QUESTION 48
From April 2019. a small company with nine employees is in dispute with its insurer and wishes to refer the matter to the Financial Ombudsman Service (FOS). The FOS is only permitted lo deal with the dispute if the insured's turnover does NOT exceed

• A. £6,500,000
• B. £1,000,000
• C. £6,000,000
• D. £3,500,000

Answer: B

NEW QUESTION 49
The main function of an insurance broker is to

• A. provide independent advice to clients.
• B. introduce business lo a particular insurer.
• C. negotiate claims.
• D. act as the agent of the insurer.

Answer: A

NEW QUESTION 50
When Susan applied for a new household contents insurance policy, she was obliged to disclose her extensive claims history. Such details are normally known as

• A. warranties.
• B. material circumstances.
• C. indemnity.
• D. contractual terms.

Answer: B

NEW QUESTION 51
Joe is a broker who has become a Fellow of the Chattered Insurance Institute. If he would like to use the title Chartered Insurance Broker, what must he do. if anything?

• A. He must apply to the Chartered Insurance Institute.
• B. He cannot use the name as he would be in breach of the Insurance: Conduct of Business sourcebook (ICOBS).
• C. He must apply to the British Insurance Brokers' Association.
• D. He must apply to the Prudential Regulation Authority.

Answer: A

NEW QUESTION 52
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