Yes, it is possible to obtain a buy-to-let mortgage without any ownership of a home. However, such a possibility entails several additional restrictions and requirements. If you have a steady income and a strong credit score, there are some lenders who will be willing to offer a buy-to-let mortgage. Lenders evaluate the rental yield expectation and the income of the borrower before providing a buy-to-let mortgage. Furthermore, if the borrower is not a homeowner, the lender would like to ensure that the property is going to be used for BTL purposes by looking at the distance of the property from your current home and other factors. If you are not a homeowner and on the lookout for a buy-to-let mortgage then you may reach out to Mountview Financial Solutions Ltd. for assistance. Thus, you can obtain a buy-to-let mortgage but the risk would be higher than that of a residential mortgage.

Original Source: https://www.quora.com/Can-you-get-a-buy-to-let-mortgage-without-owning-a-home/answer/Ranjit-Singh-3890