People who read my blogs know that I love to give answers to those questions which matter to everyone. So, today, I have brought to you yet another helping post to assist you with how to get Chime tax refund in simple steps. But the first question is why choose Chime to get a refund from the IRS? Good question! Here below is the answer.  

Let's not forget that Chime is an online bank. Almost all the features of Chime are accessible online. Even the process to get tax refund from IRS, salary from employer, and stimulus checks from the Government is fully online. It means, everything happens on its own with ease of mind from start to finish. So, if you want to get paid early and I believe you are, your favorite payment app and bank- Chime is best.

Those who don't have any idea about what tax refund means, here below is the quick introduction to ensure you don't hold misconceptions that others do.   

What is a Tax refund? 

Be informed that tax refund is something like a reimbursement to the taxpayers. This reimbursement happens when any taxpayer pays more tax than required. Yes, it happens many times. A large number of people, due to miss-calculation, pay either more or less tax. And those who pay more tax than they are supposed to pay, they get reimbursement from the federal Government. However, there could be some other reason to get a tax refund from Chime such as losing a job and then not being able to get another one soon might also be a reason for getting a tax refund.  

Can I get my tax refund on Chime? 

Yes, definitely, if you are a verified Chime user, you definitely can use your Chime account to receive your tax refund from the IRS. But take note, Chime Direct Deposit must be enabled on your Chime account. Not an issue, if you have not enabled direct deposit on your Chime account. Why? Because it takes a few minutes to enable the direct deposit. To do so, all you need is just find out the Chime routing number and Chime account number. Lastly, but most importantly, you will be required to share all these details with the IRS. And in order to share your details with the IRS, you can visit the Get My Payment portal of the IRS. 

These are steps to find out Chime routing number: 

• Launch the Chime app on your phone.
• The second step is to select the "Move Money" tab available at the home screen.
• Then, the next screen will appear with the routing numbers and other details that you will require to activate the direct deposit.
• Copy the Chime routing number and bank details.
• Further, you need to share these Chime details with the IRS to get your instant tax refund.

How long does Chime take to process a tax refund? 

Good question! Note that Chime might take 2-3 working days or longer. The reason for taking longer time largely happens due to the delay from the IRS. Especially when it comes to tax refund, IRS double check everything. Moreover, the complete process of tax refund required the involvement of so many departments and formalities. As soon as the IRS approves and sends a tax refund to Chime bank account, Chime jumps into action and further processes the refund to the respective Chime savings account holder within 2-3 days. Moreover, festivals seasons and weekend off might also lead to some delay in the process of your Chime tax refund.