An emphasis on the customer Established in 1984 as Morin Associates, LLC, our committed team has been providing services to the insurance industry ever since  financial advisor near me  A possible new site for the company's headquarters is being considered in Groton, Connecticut. Providing our clients with creative and reasonable benefit packages is our top priority as an employer-sponsored benefits provider. Our extensive portfolio has everything you need, regardless of the size of your employer group. Among the many resources at your disposal are expert coaching, the ability to deploy administrative services, a myriad of customization choices, and much more.  

In the case of your untimely death, your loved ones may be financially protected by a life insurance policy. For families without life insurance, the sudden loss of a breadwinner can be catastrophic.  

Making Low-Cost Health Insurance Available to More Employees  

You can protect your family's financial security in the case of your untimely death by purchasing term or whole life insurance. Term life insurance is an easy and inexpensive option to protect your loved ones' financial stability. It provides security for a predetermined period, sometimes called a "term" of years. One distinguishing feature of whole life insurance policies is the "permanent" or "universal" character of the premiums. Due to the absence of capital value accumulation, term life insurance premiums are lower than whole life insurance premiums.  

Health Insurance  

Companies and their employees both benefit from health insurance. The four most common types of health insurance in this region are HMOs, PPOs, EPOs, and POSs.  

A variety of health insurance plans are available, each with its own price range and set of advantages. While shopping for health insurance for your family, it could be helpful to familiarize yourself with the features provided by each plan. It is recommended to speak with a local representative before selecting an insurance coverage.  

If you go to a clinic or hospital that isn't in your insurance's network, they will not cover any of your costs. Make sure the clinic accepts your insurance before you schedule an appointment.  

Health Care Dental insurance is within most people's budgets.  

Most health insurance policies now offer dental treatment as a regular benefit. Dental care will be more affordable for patients who take advantage of this benefit. Consider the benefits of dental coverage before deciding to add it to your health insurance plan. It is also wise to think about dental insurance.  

Alternative banking, public and private health insurance, and job placement services are just a few of the many possibilities available.  

It is unable to provide sufficient insurance due to the present state of the market. Giving your employees clear instructions is the surest method to prevent your company from going under. From health and vision to dental and disability to life and long-term care insurance, Morin Associates has a policy for any business.  

We are keeping a close eye on the market in order to get you comprehensive health insurance that is affordable. By adapting our services to each client's specific requirements, we are able to keep our prices cheap without compromising on quality. Our organization offers a variety of products and services, including health insurance.  

Insurance for wellness  

The original goal of Medicare, an acronym for "Medicare for Older Americans," was to assist low-income seniors when it was established in the 1960s. Here you can find comprehensive guides on how to utilize the main features of the app.  

Nursing homes, clinics, hospitals, and hospices are all considered long-term care facilities for the purposes of Medicare Part A. Many medical costs are covered by Medicare Part B. This industry offers a wide range of services, including as physical exams, diagnostic testing, counseling for mental health issues, and screenings (DMEs). In extremely unusual cases, Medicare Advantage may also pay for Medicare Part D. Parts A, B, C, and D of Medicare are exempt from this.  

Supplementing Medicare Part D with a Medigap policy can help cover any potential "gaps" in coverage.  

Investment Strategy  

If you wish to increase your investment returns to their maximum potential, contact the professionals at Morin Associates. When planning for one's financial future, there are several factors to consider. Prior to making any investments, it is crucial to evaluate your investing horizon, risk tolerance, and the market's track record of performance. Cutting costs while increasing earnings is our specialty.  

If you want to be financially independent, you need a backup plan that lets you think about all your investing alternative financial advisor  Your preferred method of long-term financial planning will depend on a number of things, including your comfort level with risk and the results you hope to achieve. We will combine our views on your personal and company worth if we wish to be really honest. With Morin Associates' assistance, you can reach a state of financial stability.  

Reliable insurance and financial services are provided by Morin Associates LLC, located in Connecticut. All workers and business owners have access to a variety of health insurance policies. All three components of Medicare—Parts A and B and the Supplement—are covered by this category of health plans.  

We have learned a great deal about our clients' needs during our 34 years in the industry. Our unique, adaptable, and affordably priced solutions have a large number of satisfied clients who can speak to that. Any size employer group can take use of our extensive range of services. We offer a wide variety of solutions, including administrative technology. We can help with a wide variety of things, including budgeting, counseling, strategic products and procedures, marketing materials for employees, and helpful professional interventions.  

Our administrative team consists of nine full-time personnel and sixteen brokers from a variety of backgrounds in public and private administration. Their management of our HR services and wholesale partners has been exceptional.  

People in Connecticut know to contact Morin Associates when they need assistance with employee benefits. Here you will find all that you could ever want.  

If you need help choosing between health and life insurance policies, Morin Associates LLC is the place to go. Uncasville, Plainfield, Mystic, and East Lyme are the five communities in Connecticut that are under our authority. We are able to communicate with a large section of the nation. Not a single one of them even makes passing reference to North Stonington. In addition to Waterford, our service area now includes Mystic, Griswold, and Norwich. All of the assets listed here will be sold by Investment Center Inc. of Bedminster, New Jersey. The firm's registration with FINRA and SIPC allows its services to be accessible to customers from any state.  

To have a better understanding of a financial advisor's background, utilize FINRA BrokerCheck. After receiving approval from the SEC, Ic advise Services, Inc. can now offer investment advisory services.