If you have just bought an insurance plan for your two-wheeler, then you must be feeling relaxed and tension-free while hitting the road. However, the purpose will only be fulfilled if your claim gets approved during any mishap. It is, therefore, necessary to know the intricacies of filing a scooty insurance claim.

This blog is dedicated to all the policyholders who are still unsure about the two wheeler insurance claim. Scroll down to get into the details.

Top 7 things you must know to get your insurance claim approved

1. You need to take your bike for repair to one of the network garages: If you have opted for a cashless insurance policy, then you must take your bike or scooter to one of the network garages to enjoy cashless reimbursement. If you take your vehicle to be repaired to any other garage, the insurance company will not approve your claim.
2. Fill in the correct details in the policy form: When you fill the form, pay attention to the details. You should not take any agent’s help for filling the form. Only you are in the position to furnish the right details. Pay attention to all the details and provide the right information.
3. Intimate the insurance company within the given deadline: Generally, every insurance company offers a time frame of 48 to 72 hours for intimation. So, make sure you follow the deadline. The more you delay the intimation process, the more difficult it gets to get your claim approved.
4. Do not get your bike repaired before inspection: Do not hurry to take your bike for repairing before the insurance company sends an inspector to evaluate the condition of your vehicle. Let the inspector assess the condition of your bike or scooter and then get it repaired at a network garage near you.
5. Disclose even the minutest detail to your insurance company: You should not hide any relevant detail from your insurance company. Even if you consider any information insignificant, make sure you share it with the insurer. Non-disclosure of important issues can get your claim rejected.
6. Keep all your documents prepared and accessible: For two wheeler insurance claim approval, the policyholder needs to furnish different kinds of documents. It is, therefore, necessary to keep each and every relevant document handy.
7. Do not miss out on filing an FIR at your nearest police station: If you do not file an FIR for your bike damage or accident, then it is difficult to get your claim approved. A copy of the FIR is necessary for claim approval.