If you have a car or are planning to buy one, taking out insurance is inevitable. It is a fixed expense every year but it does not have to be too high. For this, there are a series of tricks that we detail below. 1- LOOK AT THE CALENDAR If you are looking to change insurers, the first thing to keep in mind is that, by law, it is mandatory to cancel the policy 30 days in advance. Otherwise, they can demand the payment of the insurance that we want to cancel. 2- COMPARE PRICES As we do with any other product. To do this, use online insurance comparators. They will provide you with the best price. 3- GROUP ALL INSURANCE IN THE SAME COMPANY Companies offer discounts if, in addition to car insurance, you take out, for example, home insurance or you insure a second vehicle. 4- WAIT FOR A COUNTER OFFER Cancel the insurance and wait for them to call you with a counteroffer. Generally, almost everyone benefits from this tactic. However, you must bear in mind that if you have been with the company for many years you may lose the bonuses. 5- ONE-TIME PAY If your pocket allows it, do not fraction the payment. Insurers usually offer discounts if the policy is paid in one go. In addition, it is possible that the installment payments carry a surcharge. 6- IS IT WORTH LYING? Lying about the vehicle is a trick used by many users. The policies are cheaper if the car sleeps in a garage, if it has less power, if we say that we are married or if it is put in the name of another person if the driver is under 25 years old . Resorting to tricks makes insurance cheaper but has consequences. In the last-mentioned case, the company can cancel the contract due to the falsification of data. 7- BE CAREFUL WITH THE EXTRAS More powerful vehicles with more extras pay more for insurance. Keep this in mind if you are going to buy a car. 8- BE A GOOD DRIVER The best advice we can give. Insurers reward good drivers. If you do not give parts and you do not have fines (especially speed), you will pay less because the company knows that it will not take risks with you. If you are planning to a used car in South Africa, you need to ask some important things our expert visit auto for trade