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NEW QUESTION 36
A loss adjuster normally acts on behalf of the

• A. Financial Ombudsman Service.
• B. insurer.
• C. insured.
• D. Financial Services Compensation Scheme.

Answer: B

NEW QUESTION 37
When should a direct insurer advise a policyholder in writing of its complaints-handling procedure, to comply with regulatory requirements?

• A. Within 7 days of a complaint being made.
• B. At the time of the sale or immediately afterwards.
• C. Within 30 days of cover being incepted.
• D. At the lime of a claim.

Answer: B

NEW QUESTION 38
If an insured signs an agreement with a hold harmless clause, this may prevent the insurer from

• A. disclosing details to a third party.
• B. reinsuring the risk.
• C. increasing the premium.
• D. pursuing subrogation rights.

Answer: D

NEW QUESTION 39
The Financial Ombudsman Service will make a ruling on a dispute between

• A. a private individual and an insurer.
• B. a third party and the insurer against whom he is making a liability claim.
• C. an insurance broker and an insurer.
• D. an insurer and a reinsurer.

Answer: A

NEW QUESTION 40
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