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NEW QUESTION 44
An investor is unable to obtain insurance to protect his potential losses while trading on the stock market because the category of risk is deemed to be

• A. speculative.
• B. pure.
• C. particular.
• D. financial.

Answer: A

NEW QUESTION 45
Under a coinsurance arrangement, who is ultimately responsible for payment of an agreed claim?

• A. The lead insurer.
• B. Each coinsurer for its own proportion only.
• C. The intermediary.
• D. Each coinsurer for its own proportion, but also a share of any proportion unpaid due to the default of another coinsurer.

Answer: B

NEW QUESTION 46
John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?

• A. At the date of the next premium payment.
• B. Immediately, irrespective of prognosis.
• C. He does not need to disclose this.
• D. Immediately, but only if the diagnosis is terminal.

Answer: C

NEW QUESTION 47
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