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NEW QUESTION 38
A firm of insurance brokers holds client records on an index card system and does NOT intend to computerise this information. In what circumstances, if any, will these records be covered by the Data Protection Act 2018?

• A. Only if the records include dates of birth.
• B. Only if the records include details of race.
• C. In all circumstances.
• D. In no circumstances.

Answer: C

NEW QUESTION 39
If a surveyor is sent lo survey a risk, what does risk primarily refer to in this context?

• A. The premises.
• B. The policyholder.
• C. The policy cover details.
• D. The insured perils.

Answer: A

NEW QUESTION 40
What is the legal standing of the Charioted Insurance Institute's Code of Ethics?

• A. It has full force of Jaw except where overridden by pre-existing Acts.
• B. It does not have the force of law.
• C. It is to be applied in conjunction with existing Acts.
• D. It has full stand-alone legal recognition.

Answer: B

NEW QUESTION 41
What is the principal reason for which a proposer is asked by the insurer whether his car will be driven by anyone else?

• A. To establish whether insurable interest exists.
• B. It is a material circumstance.
• C. To enable a loading to be applied.
• D. To enable a discount to be applied.

Answer: B

NEW QUESTION 42
Why is effective risk management important to an insurer?

• A. It increases premium income.
• B. It always reduces costs.
• C. It increases the insurer's capacity.
• D. It helps to reduce a company's loss exposure.

Answer: D

NEW QUESTION 43
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