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NEW QUESTION 38
The accident record for a printworks show that for every one major injury, there have been 30 minor incidents and 900 non-injury events reported. How would major work injuries be classified in relation to frequency and severity?

• A. High frequency, low severity.
• B. Low frequency, low severity.
• C. Low frequency, high severity.
• D. High frequency, high severity.

Answer: C

NEW QUESTION 39
Barbara owns a factory employing 20 people. What insurance is she required to hold by law?

• A. Professional indemnity insurance.
• B. Employers' liability insurance.
• C. Public liability insurance.
• D. Products liability insurance.

Answer: B

NEW QUESTION 40
In order for a contract to be legally enforceable, what further action is required after offer and acceptance?

• A. Delivery of goods or services concerned.
• B. Witnessing by a third party.
• C. Provision of written terms and conditions.
• D. Exchange of consideration between the two parties.

Answer: D

NEW QUESTION 41
John and his wife arrange a household contents insurance policy in joint names with insurer A for a sum insured of £10,000. His wife arranges a second policy on the same basis with insurer B for a sum insured of
£20,000. Both policies have identical terms and conditions. What is insurer A's liability if a valid claim of
£3,000 is subsequently made?

• A. £1,500
• B. £1,000
• C. £3,000
• D. £2,000

Answer: B

NEW QUESTION 42
Julie has cancelled her trip to tlaly as she has broken her leg. Which type of insurance policy is specifically designed to compensate Julie for any cancellation charges she has incurred?

• A. A travel insurance policy.
• B. A money insurance policy.
• C. An income protection insurance policy.
• D. A personal accident and sickness insurance policy.

Answer: A

NEW QUESTION 43
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