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NEW QUESTION 48
Under a coinsurance arrangement, who is ultimately responsible for payment of an agreed claim?
- A. Each coinsurer for its own proportion only.
- B. Each coinsurer for its own proportion, but also a share of any proportion unpaid due to the default of another coinsurer.
- C. The intermediary.
- D. The lead insurer.
Answer: A
NEW QUESTION 49
The capital requirements of insurers and intermediaries are set out by
- A. Data Protection legislation.
- B. Money Laundering Regulations.
- C. Prudential Regulation Authority rules.
- D. Proceeds of Crime Act 2002.
Answer: C
NEW QUESTION 50
The website of an insurer must include the company's registered name, trading address, contact details and regulator. This is in accordance with rules enforced by the
- A. Competition and Markets Authority.
- B. Advertising Standards Authority.
- C. Financial Ombudsman Service.
- D. Prudential Regulation Authority.
Answer: C
NEW QUESTION 51
An intermediary needs to place a large properly risk, however the insurance company can only write 25% of the risk. What type of insurance arrangement would the intermediary require to complete the risk?
- A. Dual insurance.
- B. Self-insurance.
- C. Coinsurance.
- D. Reinsurance.
Answer: C
NEW QUESTION 52
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